---
title: API Pricing — Edge & AWS Micro-APIs | StanzaAPI
description: Transparent, self-serve API pricing for 13 compliance micro-APIs: ANSI X12, ISO 20022, FDA DSCSA, UDI, GS1, IBAN, VAT, LEI, CBAM, and Peppol. Start free with 50+ requests/month — no credit card. Annual billing saves 20% with a 99.9% Uptime SLA.
canonical: https://stanzaapi.com/pricing
---

[Home](/)/[API Directory](/tools/)/Pricing & Plans

 13 self-serve engines • Cloudflare Edge + HIPAA-ready AWS architecture • 99.9% uptime SLA

# Ship compliant integrations in hours, not weeks.

 Transparent, self-serve pricing for 13 compliance micro-APIs. Start free with 50+ requests/month — no credit card.

[Start free with 50+ req/mo](/login?email=)[Compare plans ↓](#view-bundles)

Annual Billing Save 20%Monthly Billing

**330+ global PoPs** • sub-5ms edge

**Secured by Stripe** • PCI-DSS L1

**0 bytes stored** • in-memory only

**99.9% Uptime SLA** • contractual credits

**No Credit Card Required** • Instant Key in <30s

**Scale gets cheaper:** every tier lowers your effective cost per request. Model your exact volume in the [Cost Modeler](#cost-modeler).

[Industry Bundles](#view-bundles)[Single API Plans](#view-single)[All-Access Pass](#view-all-access)[Cost Modeler](#cost-modeler)[FAQ](#pricing-faq)

## Industry Bundles

One key, pooled quota, and consolidated billing for every engine in your sector.

 BAA Access by Request

 Healthcare & Life Sciences

## Healthcare Suite

Full-stack EDI, medical device serialization, and Rx track-and-trace pre-flight scrubbing.

$719/mo

 Billed annually ($8,628/yr) • HIPAA-ready architecture; BAA program in progress

$0.0072 / request at included quota

 Included Compliance Engines:

ANSI X12 (837/835/270)Medical Device UDIFDA DSCSA Pharma

- **100,000 transactions/month** pooled volume on Ultra (~3,300 claims/day)
- **HIPAA-ready architecture:** compliance program (risk assessment, BAA execution, third-party audit) in progress
- **On-Demand Synthetic EDI Generator:** built-in 837P, 835 & 270 test fixtures
- **99.9% Uptime SLA** with 24/7 incident monitoring
- **$0.012 per extra transaction** soft-capped metered overage (zero dropped claims)

Full plan details

- Zero clearinghouse middlebox — pre-flight claim scrubbing in ephemeral RAM
- Dedicated AWS Lambda HIPAA plane; synthetic or fully de-identified payloads only until BAA execution is announced
- Throughput: 35 requests per second (enforced)
- Pooled quota covers ANSI X12, Medical Device UDI, and FDA DSCSA engines

[Ultra — Request BAA access →](/contact?intent=baa-access&amp;plan=healthcare-suite&amp;tier=Ultra)BAA access is reviewed before live PHI. Tell us your volume, formats, and timeline and we will qualify your workload.

[Start free with 50+ req/mo — no card →](/login?email=)Dev & synthetic testing only? [Healthcare Pro is $159/mo →](/checkout/healthcare-suite/pro)

 Most Popular

 Global FinTech & Banking

## FinTech & Banking Suite

Cross-border payment rails, instant ISO 20022 clearing, IBAN validation, and entity KYC.

$79/mo

 Billed annually ($948/yr)

$0.0023 / request at included quota

 Included Banking Engines:

ISO 20022 Financial XMLGlobal IBAN & BICEU & Global VATGLEIF LEI Identifier

- **35,000–150,000 transactions/month** pooled quota
- **$0.003 per extra transaction** metered overage (auto-scales smoothly)
- Throughput: **20 requests per second** concurrency (enforced)
- **99.9% Uptime SLA**
- **Cloudflare Edge Backplane:** Sub-5ms V8 isolates across 330+ cities

Full plan details

- FedNow, SEPA & SWIFT CBPR+ schema compatible
- Includes ISO 20022, IBAN & BIC, VAT, and LEI engines
- Soft-capped overage — zero dropped calls

[Get FinTech Pro →](/checkout/fintech-suite/pro)[Start free with 50+ req/mo — no card →](/login?email=)Need 150k calls/mo? [Ultra tier is $239/mo →](/checkout/fintech-suite/ultra)

 Global Trade Ready

 Supply Chain & Global Trade

## Trade & Logistics Suite

Intermodal freight tracking, 2D Sunrise 2027 barcode decoding, and EU CBAM carbon taxation.

$79/mo

 Billed annually ($948/yr)

$0.0023 / request at included quota

 Included Logistics Engines:

GS1 Digital Link 2027ISO 6346 ContainerEU CBAM Carbon TaxPeppol BIS 3.0 e-Invoice

- **35,000–150,000 transactions/month** pooled quota
- **$0.003 per extra transaction** metered overage (auto-scales smoothly)
- Throughput: **20 requests per second** concurrency (enforced)
- **99.9% Uptime SLA**
- **Cloudflare Edge Backplane:** Zero cold starts across 330+ locations

Full plan details

- Customs BIC & EU CBAM Reg 2023/956 verified
- Includes GS1, ISO 6346, CBAM, and Peppol engines
- Soft-capped overage — zero dropped calls

[Get Trade Pro →](/checkout/trade-suite/pro)[Start free with 50+ req/mo — no card →](/login?email=)Need 150k calls/mo? [Ultra tier is $239/mo →](/checkout/trade-suite/ultra)

## Single API Plans

Subscribe to one engine, or start on the free sandbox tier and upgrade when you ship.

 All APIs (13) Healthcare (3) FinTech (5) Supply Chain (5)

**Every engine has a free tier** — 50 to 500 requests/month, hard-capped, no credit card.[Start free →](/login?email=)

| Engine | Sector | Pro | Ultra | Mega | Specs |
| --- | --- | --- | --- | --- | --- |
| ANSI X12 Healthcare Claims 837P/I/D, 835 Remittance, 270/271 Eligibility 10,000 tx/mo included (Pro) | Healthcare | [Pro $79/mo →](/checkout/x12-parser/pro)$0.015 / extra tx | [Ultra — Request BAA access →](/contact?intent=baa-access&amp;plan=x12-parser&amp;tier=Ultra)$0.010 / extra tx | [Mega — Request BAA access →](/contact?intent=baa-access&amp;plan=x12-parser&amp;tier=Mega)$0.006 / extra tx | [Docs →](/x12-parser/) |
| Medical Device UDI Barcode GS1, HIBCC, ICCBBA FDA GUDID & EU MDR 10,000 tx/mo included (Pro) | Healthcare | [Pro $79/mo →](/checkout/udi-decoder/pro)$0.015 / extra tx | [Ultra — Request BAA access →](/contact?intent=baa-access&amp;plan=udi-decoder&amp;tier=Ultra)$0.010 / extra tx | [Mega — Request BAA access →](/contact?intent=baa-access&amp;plan=udi-decoder&amp;tier=Mega)$0.006 / extra tx | [Docs →](/udi-decoder/) |
| FDA DSCSA Drug Serialization 21 CFR 360eee, EPCIS 1.2 GTIN+SN Verification 10,000 tx/mo included (Pro) | Healthcare | [Pro $79/mo →](/checkout/pharma-dscsa/pro)$0.015 / extra tx | [Ultra — Request BAA access →](/contact?intent=baa-access&amp;plan=pharma-dscsa&amp;tier=Ultra)$0.010 / extra tx | [Mega — Request BAA access →](/contact?intent=baa-access&amp;plan=pharma-dscsa&amp;tier=Mega)$0.006 / extra tx | [Docs →](/pharma-dscsa/) |
| ISO 20022 Financial XML pacs.008, camt.053, FedNow, SEPA & CBPR+ 10,000 tx/mo included (Pro) | FinTech | [Pro $39/mo →](/checkout/iso20022-parser/pro)$0.006 / extra tx | [Ultra $119/mo →](/checkout/iso20022-parser/ultra)$0.003 / extra tx | [Mega $199/mo →](/checkout/iso20022-parser/mega)$0.002 / extra tx | [Docs →](/iso20022-parser/) |
| Global IBAN & BIC Directory ISO 13616 Mod-97, SWIFT BIC & Branch Directory 20,000 tx/mo included (Pro) | FinTech | [Pro $23/mo →](/checkout/iban-validator/pro)$0.002 / extra tx | [Ultra $71/mo →](/checkout/iban-validator/ultra)$0.001 / extra tx | [Mega $119/mo →](/checkout/iban-validator/mega)$0.0008 / extra tx | [Docs →](/iban-validator/) |
| EU & Global VAT Tax ID EU VIES 2026, Reverse Charge & B2B Tax Registry 20,000 tx/mo included (Pro) | FinTech | [Pro $23/mo →](/checkout/vat-validator/pro)$0.002 / extra tx | [Ultra $71/mo →](/checkout/vat-validator/ultra)$0.001 / extra tx | [Mega $119/mo →](/checkout/vat-validator/mega)$0.0008 / extra tx | [Docs →](/vat-validator/) |
| GLEIF LEI Legal Entity ISO 17442 Checksum, GLEIF KYC & MiFID II 20,000 tx/mo included (Pro) | FinTech | [Pro $23/mo →](/checkout/lei-validator/pro)$0.002 / extra tx | [Ultra $71/mo →](/checkout/lei-validator/ultra)$0.001 / extra tx | [Mega $119/mo →](/checkout/lei-validator/mega)$0.0008 / extra tx | [Docs →](/lei-validator/) |
| Factur-X & ZUGFeRD e-Invoicing PDF/A-3, CII XML, EN 16931 & XRechnung Mandates 10,000 tx/mo included (Pro) | FinTech | [Pro $39/mo →](/checkout/factur-x-validator/pro)$0.006 / extra tx | [Ultra $119/mo →](/checkout/factur-x-validator/ultra)$0.003 / extra tx | [Mega $199/mo →](/checkout/factur-x-validator/mega)$0.002 / extra tx | [Docs →](/factur-x-validator/) |
| GS1 Digital Link & Barcode Sunrise 2027, QR & DataMatrix AI Parsing 10,000 tx/mo included (Pro) | Trade | [Pro $39/mo →](/checkout/gs1-decoder/pro)$0.006 / extra tx | [Ultra $119/mo →](/checkout/gs1-decoder/ultra)$0.003 / extra tx | [Mega $199/mo →](/checkout/gs1-decoder/mega)$0.002 / extra tx | [Docs →](/gs1-decoder/) |
| ISO 6346 Shipping Container BIC Owner Codes, Mod-11 Check & Equipment ID 20,000 tx/mo included (Pro) | Trade | [Pro $23/mo →](/checkout/container-validator/pro)$0.002 / extra tx | [Ultra $71/mo →](/checkout/container-validator/ultra)$0.001 / extra tx | [Mega $119/mo →](/checkout/container-validator/mega)$0.0008 / extra tx | [Docs →](/container-validator/) |
| IATA Air Waybill & Prefix Resolution 600a AWB Mod-7 Check & Airline Prefix Directory 20,000 tx/mo included (Pro) | Trade | [Pro $23/mo →](/checkout/iata-validator/pro)$0.002 / extra tx | [Ultra $71/mo →](/checkout/iata-validator/ultra)$0.001 / extra tx | [Mega $119/mo →](/checkout/iata-validator/mega)$0.0008 / extra tx | [Docs →](/iata-validator/) |
| EU CBAM Carbon Tax Engine Reg 2023/956, Steel, Aluminum, Embedded CO2 20,000 tx/mo included (Pro) | Trade | [Pro $23/mo →](/checkout/cbam-carbon/pro)$0.002 / extra tx | [Ultra $71/mo →](/checkout/cbam-carbon/ultra)$0.001 / extra tx | [Mega $119/mo →](/checkout/cbam-carbon/mega)$0.0008 / extra tx | [Docs →](/cbam-carbon/) |
| Peppol BIS 3.0 e-Invoicing EN 16931, Schematron & EU/German B2B Mandate 20,000 tx/mo included (Pro) | Trade | [Pro $23/mo →](/checkout/peppol-validator/pro)$0.002 / extra tx | [Ultra $71/mo →](/checkout/peppol-validator/ultra)$0.001 / extra tx | [Mega $119/mo →](/checkout/peppol-validator/mega)$0.0008 / extra tx | [Docs →](/peppol-validator/) |

ANSI X12 Healthcare Claims

Healthcare

837P/I/D, 835 Remittance, 270/271 Eligibility

**Quota (Pro):** 10,000 tx/mo

[Pro $79/mo →](/checkout/x12-parser/pro)$0.015 / extra tx

[Ultra — Request BAA access →](/contact?intent=baa-access&amp;plan=x12-parser&amp;tier=Ultra)$0.010 / extra tx

[Mega — Request BAA access →](/contact?intent=baa-access&amp;plan=x12-parser&amp;tier=Mega)$0.006 / extra tx

Medical Device UDI Barcode

Healthcare

GS1, HIBCC, ICCBBA FDA GUDID & EU MDR

**Quota (Pro):** 10,000 tx/mo

[Pro $79/mo →](/checkout/udi-decoder/pro)$0.015 / extra tx

[Ultra — Request BAA access →](/contact?intent=baa-access&amp;plan=udi-decoder&amp;tier=Ultra)$0.010 / extra tx

[Mega — Request BAA access →](/contact?intent=baa-access&amp;plan=udi-decoder&amp;tier=Mega)$0.006 / extra tx

FDA DSCSA Drug Serialization

Healthcare

21 CFR 360eee, EPCIS 1.2 GTIN+SN Verification

**Quota (Pro):** 10,000 tx/mo

[Pro $79/mo →](/checkout/pharma-dscsa/pro)$0.015 / extra tx

[Ultra — Request BAA access →](/contact?intent=baa-access&amp;plan=pharma-dscsa&amp;tier=Ultra)$0.010 / extra tx

[Mega — Request BAA access →](/contact?intent=baa-access&amp;plan=pharma-dscsa&amp;tier=Mega)$0.006 / extra tx

ISO 20022 Financial XML

FinTech

pacs.008, camt.053, FedNow, SEPA & CBPR+

**Quota (Pro):** 10,000 tx/mo

[Pro $39/mo →](/checkout/iso20022-parser/pro)$0.006 / extra tx

[Ultra $119/mo →](/checkout/iso20022-parser/ultra)$0.003 / extra tx

[Mega $199/mo →](/checkout/iso20022-parser/mega)$0.002 / extra tx

Global IBAN & BIC Directory

FinTech

ISO 13616 Mod-97, SWIFT BIC & Branch Directory

**Quota (Pro):** 20,000 tx/mo

[Pro $23/mo →](/checkout/iban-validator/pro)$0.002 / extra tx

[Ultra $71/mo →](/checkout/iban-validator/ultra)$0.001 / extra tx

[Mega $119/mo →](/checkout/iban-validator/mega)$0.0008 / extra tx

EU & Global VAT Tax ID

FinTech

EU VIES 2026, Reverse Charge & B2B Tax Registry

**Quota (Pro):** 20,000 tx/mo

[Pro $23/mo →](/checkout/vat-validator/pro)$0.002 / extra tx

[Ultra $71/mo →](/checkout/vat-validator/ultra)$0.001 / extra tx

[Mega $119/mo →](/checkout/vat-validator/mega)$0.0008 / extra tx

GLEIF LEI Legal Entity

FinTech

ISO 17442 Checksum, GLEIF KYC & MiFID II

**Quota (Pro):** 20,000 tx/mo

[Pro $23/mo →](/checkout/lei-validator/pro)$0.002 / extra tx

[Ultra $71/mo →](/checkout/lei-validator/ultra)$0.001 / extra tx

[Mega $119/mo →](/checkout/lei-validator/mega)$0.0008 / extra tx

Factur-X & ZUGFeRD e-Invoicing

FinTech

PDF/A-3, CII XML, EN 16931 & XRechnung Mandates

**Quota (Pro):** 10,000 tx/mo

[Pro $39/mo →](/checkout/factur-x-validator/pro)$0.006 / extra tx

[Ultra $119/mo →](/checkout/factur-x-validator/ultra)$0.003 / extra tx

[Mega $199/mo →](/checkout/factur-x-validator/mega)$0.002 / extra tx

GS1 Digital Link & Barcode

Trade

Sunrise 2027, QR & DataMatrix AI Parsing

**Quota (Pro):** 10,000 tx/mo

[Pro $39/mo →](/checkout/gs1-decoder/pro)$0.006 / extra tx

[Ultra $119/mo →](/checkout/gs1-decoder/ultra)$0.003 / extra tx

[Mega $199/mo →](/checkout/gs1-decoder/mega)$0.002 / extra tx

ISO 6346 Shipping Container

Trade

BIC Owner Codes, Mod-11 Check & Equipment ID

**Quota (Pro):** 20,000 tx/mo

[Pro $23/mo →](/checkout/container-validator/pro)$0.002 / extra tx

[Ultra $71/mo →](/checkout/container-validator/ultra)$0.001 / extra tx

[Mega $119/mo →](/checkout/container-validator/mega)$0.0008 / extra tx

IATA Air Waybill & Prefix

Trade

Resolution 600a AWB Mod-7 Check & Airline Prefix Directory

**Quota (Pro):** 20,000 tx/mo

[Pro $23/mo →](/checkout/iata-validator/pro)$0.002 / extra tx

[Ultra $71/mo →](/checkout/iata-validator/ultra)$0.001 / extra tx

[Mega $119/mo →](/checkout/iata-validator/mega)$0.0008 / extra tx

EU CBAM Carbon Tax Engine

Trade

Reg 2023/956, Steel, Aluminum, Embedded CO2

**Quota (Pro):** 20,000 tx/mo

[Pro $23/mo →](/checkout/cbam-carbon/pro)$0.002 / extra tx

[Ultra $71/mo →](/checkout/cbam-carbon/ultra)$0.001 / extra tx

[Mega $119/mo →](/checkout/cbam-carbon/mega)$0.0008 / extra tx

Peppol BIS 3.0 e-Invoicing

Trade

EN 16931, Schematron & EU/German B2B Mandate

**Quota (Pro):** 20,000 tx/mo

[Pro $23/mo →](/checkout/peppol-validator/pro)$0.002 / extra tx

[Ultra $71/mo →](/checkout/peppol-validator/ultra)$0.001 / extra tx

[Mega $119/mo →](/checkout/peppol-validator/mega)$0.0008 / extra tx

## All-Access Monorepo Pass

One master key for multi-team architectures, with pooled volume across every engine.

 Developer Platform

 Developer Platform

## Platform Pro

1 unified API key accessing all 10 FinTech, Banking, and Global Trade & Logistics engines on Cloudflare Edge.

$239/mo

Billed annually ($2,868/yr)

- **50,000 pooled transactions/month** across all 10 FinTech & Trade engines
- **Cloudflare Edge V8:** Sub-5ms worldwide latency across 330+ locations
- Throughput: **15 requests per second** concurrency (enforced)
- **99.9% Uptime SLA** with 24/7 incident monitoring
- **$0.007 per extra transaction** soft-capped metered overage
- Excludes Healthcare EDI engines (available on Platform Ultra)

[Get Platform Pro](/checkout/platform-pass/pro)[Start free with 50+ req/mo — no card →](/login?email=)

 Enterprise Recommended

 Enterprise Recommended

## Platform Ultra

High-volume platform license with contractual 99.9% Uptime SLA and access to every engine on this page.

$799/mo

Billed annually ($9,588/yr)

- **250,000 pooled transactions/month** across all 13 engines
- **$0.0035 per extra transaction** metered overage (auto-scales smoothly)
- High-speed throughput: **35 requests per second** concurrency (enforced)
- **99.9% Uptime SLA**
- **HIPAA-ready AWS architecture** — BAA execution on the compliance roadmap; synthetic or de-identified payloads only today
- Priority Slack / Teams engineering support

[Ultra — Request BAA access →](/contact?intent=baa-access&amp;plan=platform-pass&amp;tier=Ultra)BAA access is reviewed before live PHI. Tell us your volume, formats, and timeline and we will qualify your workload.

[Start free with 50+ req/mo — no card →](/login?email=)[Security review pack →](/compliance#security-review-pack)

 Private Dedicated VPC

 Private Dedicated VPC

## Enterprise Dedicated

Custom private Cloudflare Worker isolate or AWS VPC deployment with zero tenant sharing.

Starting at

$2,499/mo

Annual commitment • Custom VPC sizing & Net-30 invoicing

- **1,000,000+ pooled transactions/month** (custom volume)
- Dedicated throughput: **100 requests per second (100 RPS)** with zero queuing
- **99.9% Uptime SLA** with contractual credit guarantees
- Dedicated private isolated V8 runtime or AWS VPC
- Custom Legal DPA & Enterprise Security Addendum
- Dedicated Technical Account Manager (TAM) & Private Slack

[Contact Enterprise Sales →](/contact?subject=Enterprise+VPC+Inquiry)[Security review pack →](/compliance#security-review-pack)

 Dynamic Cost Modeler

## Model your exact monthly cost

Pick an engine or plan, set your monthly volume, and see the recommended tier, metered overage, and effective cost per request. Billing follows the page toggle: Annual (save 20%).

1. Engine or planHealthcare & Life Sciences SuiteFinTech & Banking SuiteSupply Chain & Trade SuiteANSI X12 Healthcare ClaimsMedical Device UDI BarcodeFDA DSCSA Drug SerializationISO 20022 Financial XMLGlobal IBAN & BIC DirectoryEU & Global VAT Tax IDGLEIF LEI Legal EntityFactur-X & ZUGFeRD e-InvoicingGS1 Digital Link & BarcodeISO 6346 Shipping ContainerIATA Air Waybill & PrefixEU CBAM Carbon Tax EnginePeppol BIS 3.0 e-InvoicingAll-Access Platform Pass

2. Monthly transactions1k10k100k1M2M

10k50k250k1M

Recommended plan

All-Access Platform Pass &middot; Pro

Base monthly price

$239

Included quota

50,000

Metered overage

$0

Total estimated cost

$239 / mo

Effective cost

$0.0048 / request

Enforced throughput

15 requests per second

Ultra tier becomes cheaper above 130,000 req/mo

[Start Pro →](/checkout/platform-pass/pro?billing=annual) Overage is billed in arrears; configure spend caps in your dashboard.

BAA-eligible tiers (Category C Ultra/Mega and Platform Ultra) are request-only while the compliance program completes.

**Need more than 250,000 req/mo?** Enterprise Dedicated starts at $2,499/mo with 1,000,000+ pooled transactions and 100 RPS.

[Talk to Enterprise →](/contact?subject=Enterprise+Volume+Inquiry&plan=platform-pass&volume=50000)

| Plan | Base | Included quota | Overage | Total at volume | Throughput |  |
| --- | --- | --- | --- | --- | --- | --- |
| **Pro**Recommended | $239/mo | 50,000 | $0.007/req | $239/mo | 15 req/s | [Start Pro →](/checkout/platform-pass/pro?billing=annual) |
| **Ultra** | $799/mo | 250,000 | $0.0035/req | $799/mo | 35 req/s | [Request BAA access →](/contact?intent=baa-access&amp;plan=platform-pass&amp;tier=Ultra) |

BAA Design Partner Program

## Help shape the HIPAA compliance program

 The compliance program (risk assessment, BAA execution, third-party audit) is in progress. Design partners get a named engineer, priority onboarding when BAA execution opens, and direct input into the security roadmap. No PHI is processed today — partners work with synthetic and de-identified payloads only.

[Apply as a BAA Design Partner →](/contact?intent=baa-design-partner)[Review compliance status →](/compliance)

Dual Backplane Architecture

## Two Dedicated Compute Backplanes. Zero Compromises.

 Pure compute with zero serverless persistence. Your payloads are processed entirely in-memory and never written to disk, whether routing through edge V8 isolates or dedicated AWS infrastructure.

### Sub-5ms Cloudflare V8 Edge

330+ Global PoPs • Sub-Millisecond JIT

 Lightweight V8 isolates execute ISO 20022, IBAN, VAT, LEI, GS1, Container, CBAM, and Peppol transformations in under 5 milliseconds worldwide with zero cold starts.

- Sub-5 millisecond response times globally
- Stateless in-memory compute (zero data retention)
- Optimal for high-throughput banking & logistics

### HIPAA-Ready AWS Backplane

Dedicated VPC • BAA program in progress

 Dedicated AWS serverless infrastructure is prepared for ANSI X12 (837/835/270), Medical Device UDI, and FDA DSCSA serialization. The formal compliance program (risk assessment, BAA execution, third-party audit) is in progress.

- Synthetic or fully de-identified payloads only until announced on [/compliance](/compliance)
- Isolated VPC execution with encrypted transit
- Zero persistent database writes for patient privacy

| Capability | Cloudflare Edge (Pro) | AWS Backplane (Ultra) | Dedicated Tenant / VPC |
| --- | --- | --- | --- |
| **Availability SLA** | 99.9% Uptime SLA | 99.9% Uptime SLA | 99.9% Uptime SLA |
| **Compute Backplane** | Cloudflare V8 Edge (330+ global cities) | Dedicated AWS Lambda Serverless | Isolated V8 Tenant or AWS VPC |
| **Data Retention Policy** | Zero disk writes • In-memory only | Zero disk writes • In-memory only | Custom compliance retention |
| **HIPAA Compliance & BAA** | De-identified / synthetic data only | Program in progress — see /compliance | Custom DPA |
| **Throughput & Latency** | 20–30 requests per second (<5ms V8 Edge) | 35–75 requests per second (<50ms AWS) | 100 requests per second (100 RPS) |
| **Spend Protection** | Soft Quota + Auto-scaling | Soft Quota + Auto-scaling | Custom billing threshold |
| **Support Channel** | Developer Forum & Email | Priority Email & Dashboard | Dedicated Slack / Teams & TAM |

Engineering Economics

## Build In-House vs. Legacy Clearinghouses vs. StanzaAPI

 Why engineering leads and infrastructure architects choose pure compute micro-APIs over maintaining fragile custom parsers or signing multi-year enterprise clearinghouse contracts.

< 2ms

Edge Scrubbing Latency

6 wks → 1 hr

Time-to-Production

$0

Setup Fees or Upfront VAN Costs

0 Bytes

Persistent Disk Storage / Risk

| Decision Metric | Building In-House | Legacy Clearinghouses / VANs | StanzaAPI Micro-APIs |
| --- | --- | --- | --- |
| Initial Engineering Time | 6–12 Weeks per format (specs, edge cases) | 4–8 Weeks sales & custom integration | < 1 Hour (cURL, typed SDKs, immediate keys) |
| Upfront Implementation Cost | $35,000–$60,000 in senior dev salaries | $10,000–$25,000 mandatory setup fees | $0 (Self-serve monthly, no sales gate) |
| Format Errata & Spec Drift | High Burden: Dev team tracks W3C/ISO/FDA errata | Opaque: Slow yearly firmware/batch updates | Zero Maintenance: Maintained & updated live at the edge |
| Transformation Latency | 50ms–500ms (Heavy server/container runtimes) | Minutes to Hours (Batch queues & SFTP polling) | < 5ms (Sub-millisecond V8 edge isolates) |
| Compliance & Data Liability | Self-Managed: You own DB encryption & logging audits | Stored: Held indefinitely on 3rd-party disk storage | 0 Bytes Disk: Ephemeral in-memory execution |
| Contracts & Lock-in | Tech Debt: Permanent internal on-call ownership | 1–3 Year Contracts with volume penalties | Month-to-Month or Annual with 99.9% SLA |

Billing, Security & Compliance

## Frequently Asked Questions

###  How does per-unit metered overage billing work?

Commercial tiers (Pro, Ultra, Mega) feature soft quotas with auto-scaling so production API calls never fail with a 429 during traffic surges. Additional transactions scale at flat, volume-discounted rates billed in arrears via Stripe Metered Billing. The modeler above shows the exact base, overage, and effective cost per request for your volume. Developers can configure spend caps and alert thresholds in their dashboard.

###  Is there a free tier or trial?

Yes. Every engine includes a free sandbox tier with no credit card required: 500 requests/month on validator engines (IBAN, VAT, LEI, container, CBAM, Peppol), 100 requests/month on ISO 20022 and GS1, and 50 requests/month on healthcare engines (ANSI X12, UDI, FDA DSCSA). Free-tier calls are hard-capped, so there is never a surprise bill. Sign in to generate a sandbox key instantly.

###  Can I upgrade, downgrade, or cancel anytime?

Yes. All subscriptions are 100% self-serve with zero long-term lock-in. You can upgrade tiers, switch between monthly and annual billing, or cancel anytime directly from your customer billing portal with one click.

###  How does your Dual Backplane Architecture work (Cloudflare vs. AWS Lambda)?

Requests route through two specialized backplanes based on workload. Standard high-speed compute (Financial XML, IBAN, VAT, GS1, and synthetic healthcare transactions) executes on Cloudflare Edge V8 isolates for sub-5 millisecond response times worldwide. Healthcare engines can also route through a dedicated AWS Lambda backplane with zero persistent disk storage; until the compliance program is announced on /compliance, only synthetic or fully de-identified payloads are permitted.

###  What is the current HIPAA compliance status and BAA policy?

The platform is HIPAA-ready by architecture — payloads are parsed in transient memory with zero disk persistence — but the formal HIPAA compliance program (security risk assessment, BAA execution, third-party audit) is still in progress. Do not submit live PHI or PII on any tier. Use synthetic, test, or fully de-identified payloads only until the status changes on /compliance.

###  How fast is API key provisioning after checkout?

Instantaneous. The second your payment confirms via Stripe, your live production API key (nk_live_...) is generated and displayed on your screen and in your developer dashboard. You can make your first live API request within 30 seconds.

###  What is the All-Access Monorepo Pass?

The All-Access Pass provides a single master API key for multi-team architectures. Platform Pro ($239/mo annual) covers all 10 FinTech and Supply Chain engines on Cloudflare Edge. Platform Ultra ($799/mo annual) unlocks all 13 engines listed on this page with a contractual 99.9% Uptime SLA.

###  How do Industry Bundles work?

Industry Bundles curate all relevant compliance, parsing, and validation microservices for a specific sector into a single discounted subscription with dedicated tier options (Pro and Ultra). One active key provides access to every engine in that suite with pooled quotas and consolidated billing.

###  Can I purchase an individual API without a bundle?

Yes. The Single API Plans catalog allows developers to subscribe to any individual micro-API starting at $29/mo (validator engines), $49/mo (Financial XML / GS1), or $99/mo (Healthcare EDI & Pharma).

###  What does the 99.9% Uptime SLA cover?

All commercial and platform plans include a contractual 99.9% Uptime SLA backed by globally distributed V8 edge compute and high-availability serverless AWS infrastructure running simultaneously across 330+ cities worldwide.

## Start free in 30 seconds.

Generate a sandbox key with 50+ requests/month — no credit card — and upgrade self-serve when your integration ships.

[Start free with 50+ req/mo](/login?email=)[Compare plans &uarr;](#view-bundles)
