EDGE ENGINE SUB-2MS DETERMINISTIC V8 EXECUTION • ZERO DATA RETENTION • EXPLORE API SPECS →
ISO 13616 / ISO 7064 MOD-97-10 <1ms Edge Edge Compute

Free BBAN to IBAN Converter & National Account Calculator

Convert national Basic Bank Account Numbers (BBAN) and local clearing codes (Sort Codes, BLZ, RIB) into fully compliant international IBANs with calculated MOD-97 check digits. This specification documents the exact field layout, checksum rules, and validation behavior so your integration matches ISO 13616 / ISO 7064 MOD-97-10 without reading the source standard.

Latency: <1ms Edge Availability: 99.99% Standard: ISO 13616 / ISO 7064 In-Memory Execution
Interactive Edge Workbench

⚡ Live Free BBAN to IBAN Converter & National Account Calculator Interactive Workbench

Test real-time validation and schema parsing for Free BBAN to IBAN Converter & National Account Calculator directly in your browser. Runs in sub-5ms with zero setup.

32KB Demo Cap 60 req/min Burst <2ms V8 Compute Zero Data Retention
input.txt 0 B
output.json demo-ready
Status: Ready
{
  "status": "Click RUN VALIDATION to execute on the Cloudflare edge..."
}
Sandbox Quota: Free Tier (50 reqs/mo) • Production keys from $29/mo Get Free Sandbox Key →
Need 512KB+ Payloads, High-Throughput & 99.9% Production SLA?
Direct API keys include pooled monthly quotas, zero cold-starts, and HIPAA BAA eligibility on the Mega tier.
Get Production API Key →
LLM / MCP
Prompt-Ready Specification for AI Agents llms.txt
Structured format rules and schemas optimized for LLM coding agents and Model Context Protocol tooling.
Raw .md
Official Standard & Validation Protocol Authority: SWIFT & ISO 13616 IBAN Registry ↗

Quick Summary: Convert national Basic Bank Account Numbers (BBAN) and local clearing codes (Sort Codes, BLZ, RIB) into fully compliant international IBANs with calculated MOD-97 check digits. Validates strictly against ISO 13616 / ISO 7064 MOD-97-10 with sub-5ms in-memory response times.

Latency
<1ms Edge
Standard
ISO 13616 / ISO 7064
Version
Max Payload
512 KB
Privacy
In-Memory (0 bytes stored)

Specification & Structural Breakdown

Technical Summary: Validates strictly against ISO 13616 / ISO 7064 MOD-97-10. Payloads are parsed in memory and return clean, typed JSON in milliseconds with zero data logged.

Transforms domestic bank account formats into international ISO 13616 standard representations.

Computes the two-digit ISO 7064 MOD-97 check digits automatically by appending the 2-letter country code + "00", converting to integer representation, and calculating 98 - (N mod 97).

Validates domestic BBAN structure against national clearing house standards before generating the international identifier.

CountryDomestic ComponentsIBAN Construction Assembly
Germany (DE)Bankleitzahl (8 digits) + Kontonummer (10 digits)DE + CheckDigits + BLZ (8) + KTO (10, zero-padded)
United Kingdom (GB)Sort Code (6 digits) + Account Number (8 digits)GB + CheckDigits + BankCode (4 letters) + Sort (6) + Account (8)
France (FR)Code Banque (5) + Code Guichet (5) + Numéro Compte (11) + Clé (2)FR + CheckDigits + Banque (5) + Guichet (5) + Compte (11) + Clé (2)
Netherlands (NL)Bank Identifier (4 letters) + Rekeningnummer (10 digits)NL + CheckDigits + Bank (4) + Account (10, zero-padded)

Parsed JSON Response Model

The edge microservice transforms input payloads into strongly-typed hierarchical JSON envelopes with sub-5ms latency:

HTTP 200 JSON Response Envelope
{
  "valid": true,
  "iban": "GB29MIDL40051512345678",
  "countryCode": "GB",
  "countryName": "United Kingdom",
  "sepa": true,
  "bankCode": "MIDL",
  "branchCode": "400515",
  "accountNumber": "12345678",
  "checksumValid": true
}

Copy-Paste Integration Code (6 Languages)

Integrate Free BBAN to IBAN Converter & National Account Calculator directly into your production application with native, zero-dependency code snippets in cURL, Node.js, Python, Go, C#, and a ready-to-paste Claude prompt. Get a free API key → (no credit card required):

curl --request POST \
  --url "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate" \
  --header "Content-Type: application/json" \
  --header "x-api-key: YOUR_API_KEY" \
  --data '{
  "iban": "DE89370400440532013000"
}'
const response = await fetch("https://api.stanzaapi.com/iban-validator/api/v1/iban/validate", {
  method: "POST",
  headers: {
    "Content-Type": "application/json",
    "x-api-key": process.env.API_KEY || "YOUR_API_KEY"
  },
  body: JSON.stringify({
  "iban": "DE89370400440532013000"
})
});

const data = await response.json();
console.log(data);
import requests
import json

url = "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate"
headers = {
    "Content-Type": "application/json",
    "x-api-key": "YOUR_API_KEY"
}
payload = {
    "iban": "DE89370400440532013000"
}

response = requests.post(url, json=payload, headers=headers)
print(response.json())
package main

import (
	"bytes"
	"fmt"
	"io"
	"net/http"
	"os"
)

func main() {
	url := "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate"
	payload := []byte(`{"iban":"DE89370400440532013000"}`)

	req, _ := http.NewRequest("POST", url, bytes.NewBuffer(payload))
	req.Header.Add("Content-Type", "application/json")
	req.Header.Add("x-api-key", os.Getenv("API_KEY"))

	res, err := http.DefaultClient.Do(req)
	if err != nil {
		panic(err)
	}
	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)
	fmt.Println(string(body))
}
using System;
using System.Net.Http;
using System.Text;
using System.Threading.Tasks;

class Program
{
    static async Task Main()
    {
        using var client = new HttpClient();
        client.DefaultRequestHeaders.Add("x-api-key", Environment.GetEnvironmentVariable("API_KEY") ?? "YOUR_API_KEY");

        var json = @"{""iban"":""DE89370400440532013000""}";
        var payload = new StringContent(json, Encoding.UTF8, "application/json");

        var response = await client.PostAsync("https://api.stanzaapi.com/iban-validator/api/v1/iban/validate", payload);
        var content = await response.Content.ReadAsStringAsync();
        Console.WriteLine(content);
    }
}
Integrate the StanzaAPI iban-validator micro-API.

Endpoint: POST https://api.stanzaapi.com/iban-validator/api/v1/iban/validate
Auth header: x-api-key: YOUR_API_KEY
Content-Type: application/json
Request body:
{
  "iban": "DE89370400440532013000"
}

Rules:
- Send the request with a 2-second timeout.
- Parse the standard envelope { success, data, meta: { latency_ms, version } }.
- On failure, read { success: false, error, code } and branch on the code.
- Do not retry 4xx responses; surface the error code to the caller.
- Treat invalid-but-well-formed payloads as HTTP 200 with data.valid === false.

Frequently Asked Questions & Technical Notes

What is the difference between BBAN and IBAN?

A BBAN (Basic Bank Account Number) is the domestic account number used within a specific country. An IBAN (International Bank Account Number) prefixes the BBAN with the country code and two MOD-97 check digits to ensure global uniqueness and error-free routing.

Related Global IBAN, BIC/SWIFT & Bank Routing Validator API Formats

Explore sibling specifications and standards in the same developer cluster:

Andorra (AD) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Andorra (AD) bank accounts.

View Format →

Free Test IBAN Generator & Mock Bank Account Numbers

Instant, deterministic test IBAN generator producing mathematically valid bank account numbers with correct ISO 7064 MOD-97 check digits for payment gateway testing and CI/CD pipelines.

View Format →

UAE IBAN Number (AE) Validator, Format & Bank Codes

Instant Central Bank of the UAE MOD-97 checksum validation and bank code extraction for 23-character United Arab Emirates IBAN accounts.

View Format →

Kosovo (XK) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Kosovo (XK) bank accounts.

View Format →

Albania (AL) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Albania (AL) bank accounts.

View Format →

British Virgin Islands (VG) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for British Virgin Islands (VG) bank accounts.

View Format →

Austria IBAN Validator & Bankleitzahl Checker (OeNB)

Instant MOD-97 validation for 20-character Austrian IBANs with 5-digit Bankleitzahl (BLZ) and 11-digit account number extraction.

View Format →

Vatican City (VA) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Vatican City (VA) bank accounts.

View Format →

Complementary Enterprise APIs

Seamlessly orchestrate data pipelines across adjacent financial, regulatory, and supply-chain protocols:

All Global IBAN, BIC/SWIFT & Bank Routing Validator API Formats & Specifications (89) Directory Index ↓
Andorra (AD) IBAN & Bank Routing Validator UAE IBAN Number (AE) Validator, Format & Bank Codes Albania (AL) IBAN & Bank Routing Validator Austria IBAN Validator & Bankleitzahl Checker (OeNB) Azerbaijan (AZ) IBAN & Bank Routing Validator Bosnia and Herzegovina (BA) IBAN & Bank Routing Validator Belgium (BE) IBAN & Bank Routing Validator Bulgaria IBAN Validator & BIC Bank Code Checker (BNB) Bahrain (BH) IBAN & Bank Routing Validator Burundi (BI) IBAN & Bank Routing Validator Brazil (BR) IBAN & Bank Routing Validator Belarus (BY) IBAN & Bank Routing Validator Switzerland IBAN Validator & Clearing Checker (SIC) Costa Rica (CR) IBAN & Bank Routing Validator Cyprus (CY) IBAN & Bank Routing Validator Czechia (CZ) IBAN & Bank Routing Validator Germany IBAN Validator & BLZ Checker (Bundesbank Mod-97) Djibouti (DJ) IBAN & Bank Routing Validator Denmark (DK) IBAN & Bank Routing Validator Dominican Republic (DO) IBAN & Bank Routing Validator Estonia (EE) IBAN & Bank Routing Validator Egypt (EG) IBAN & Bank Routing Validator Spain IBAN Validator & CCC Checker (Banco de España) Finland (FI) IBAN & Bank Routing Validator Falkland Islands (FK) IBAN & Bank Routing Validator Faroe Islands (FO) IBAN & Bank Routing Validator France IBAN Validator & RIB Checker (Banque de France) UK IBAN Validator & Sort Code Checker (Bacs & CHAPS) Georgia (GE) IBAN & Bank Routing Validator Gibraltar (GI) IBAN & Bank Routing Validator Greenland (GL) IBAN & Bank Routing Validator Greece (GR) IBAN & Bank Routing Validator Guatemala (GT) IBAN & Bank Routing Validator Croatia (HR) IBAN & Bank Routing Validator Hungary (HU) IBAN & Bank Routing Validator Ireland IBAN Validator & Sort Code Checker (BPFI) Israel (IL) IBAN & Bank Routing Validator Iraq (IQ) IBAN & Bank Routing Validator Iceland (IS) IBAN & Bank Routing Validator Italy IBAN Validator & ABI/CAB Checker (Banca d'Italia) Jordan (JO) IBAN & Bank Routing Validator Kuwait IBAN Validator & Bank Checker (CBK Mod-97) Kazakhstan (KZ) IBAN & Bank Routing Validator Lebanon (LB) IBAN & Bank Routing Validator Saint Lucia (LC) IBAN & Bank Routing Validator Liechtenstein (LI) IBAN & Bank Routing Validator Lithuania (LT) IBAN & Bank Routing Validator Luxembourg (LU) IBAN & Bank Routing Validator Latvia (LV) IBAN & Bank Routing Validator Libya (LY) IBAN & Bank Routing Validator Monaco IBAN Validator & Bank Code Checker (SEPA Mod-97) Moldova (MD) IBAN & Bank Routing Validator Montenegro (ME) IBAN & Bank Routing Validator North Macedonia (MK) IBAN & Bank Routing Validator Mongolia (MN) IBAN & Bank Routing Validator Mauritania (MR) IBAN & Bank Routing Validator Malta (MT) IBAN & Bank Routing Validator Mauritius (MU) IBAN & Bank Routing Validator Mozambique (MZ) IBAN & Bank Routing Validator Nicaragua (NI) IBAN & Bank Routing Validator Netherlands (NL) IBAN & Bank Routing Validator Norway (NO) IBAN & Bank Routing Validator Oman (OM) IBAN & Bank Routing Validator Pakistan (PK) IBAN & Bank Routing Validator Poland (PL) IBAN & Bank Routing Validator Palestine (PS) IBAN & Bank Routing Validator Portugal (PT) IBAN & Bank Routing Validator Qatar IBAN Validator & Bank Checker (QCB Mod-97-10) Romania (RO) IBAN & Bank Routing Validator Serbia (RS) IBAN & Bank Routing Validator Russia (RU) IBAN & Bank Routing Validator Saudi Arabia IBAN Validator & Bank Checker (SAMA Mod-97) Seychelles (SC) IBAN & Bank Routing Validator Sudan (SD) IBAN & Bank Routing Validator Sweden (SE) IBAN & Bank Routing Validator Slovenia (SI) IBAN & Bank Routing Validator Slovakia (SK) IBAN & Bank Routing Validator San Marino (SM) IBAN & Bank Routing Validator Sao Tome and Principe (ST) IBAN & Bank Routing Validator El Salvador (SV) IBAN & Bank Routing Validator Timor-Leste (TL) IBAN & Bank Routing Validator Tunisia (TN) IBAN & Bank Routing Validator Turkey (TR) IBAN & Bank Routing Validator Ukraine (UA) IBAN & Bank Routing Validator Vatican City (VA) IBAN & Bank Routing Validator British Virgin Islands (VG) IBAN & Bank Routing Validator Kosovo (XK) IBAN & Bank Routing Validator Free Test IBAN Generator & Mock Bank Account Numbers Free BBAN to IBAN Converter & National Account Calculator