Monaco IBAN Validator & Bank Code Checker (SEPA Mod-97)
A Monaco (MC) IBAN is 27 characters long: the country code MC, two MOD-97 check digits, then a 10n11c2n BBAN. Transfers settle in EUR.
⚡ Live Monaco IBAN Validator & Bank Code Checker (SEPA Mod-97) Interactive Workbench
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{
"status": "Click RUN VALIDATION to execute on the Cloudflare edge..."
}
Quick Summary: Validate 27-digit Monaco bank account IBANs with ISO 7064 MOD-97 checksums and French banking system inter-operability. Validates strictly against ISO 13616 / ISO 7064 MOD-97-10 with sub-5ms in-memory response times.
Specification & Structural Breakdown
Technical Summary: Validates strictly against ISO 13616 / ISO 7064 MOD-97-10. Payloads are parsed in memory and return clean, typed JSON in milliseconds with zero data logged.
In Monaco, the International Bank Account Number (IBAN) has a fixed length of 27 alphanumeric characters starting with the two-letter ISO 3166-1 alpha-2 country code 'MC', followed by two MOD-97 check digits.
The National Basic Bank Account Number (BBAN) follows the official pattern: 10n11c2n. The national bank code is located at BBAN character offset [0:5]. The branch identifier is at offset [5:10].
National IBAN transfers in Monaco (MC) are settled in EUR.
Validation computes the ISO 7064 Modulo-97-10 checksum by transposing the first 4 characters to the end, converting letters to numeric digits (A=10, ..., Z=35), and calculating arithmetic integer modulo 97 (must equal 1).
| Attribute | Value | Description |
|---|---|---|
| Country Code | MC | ISO 3166-1 alpha-2 |
| Total IBAN Length | 27 characters | Fixed standard length |
| BBAN Format | 10n11c2n | National structure (n=numeric, a=alpha, c=alphanumeric) |
| SEPA Zone | Yes (Single Euro Payments Area) | SEPA compliance status |
| Currency (ISO 4217) | EUR | National settlement currency |
| Bank Code Position | BBAN Offset 0 (5 chars) | National clearing code |
| Branch Code Position | BBAN Offset 5 (5 chars) | Branch identification |
Parsed JSON Response Model
The edge microservice transforms input payloads into strongly-typed hierarchical JSON envelopes with sub-5ms latency:
{
"valid": true,
"iban": "MC00...",
"countryCode": "MC",
"countryName": "Monaco",
"length": 27,
"bban": "10n11c2n",
"sepa": true,
"checksumValid": true,
"bankCode": "XXXX"
}
Copy-Paste Integration Code (6 Languages)
Integrate Monaco IBAN Validator & Bank Code Checker (SEPA Mod-97) directly into your production application with native, zero-dependency code snippets in cURL, Node.js, Python, Go, C#, and a ready-to-paste Claude prompt. Get a free API key → (no credit card required):
curl --request POST \
--url "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate" \
--header "Content-Type: application/json" \
--header "x-api-key: YOUR_API_KEY" \
--data '{
"iban": "DE89370400440532013000"
}'const response = await fetch("https://api.stanzaapi.com/iban-validator/api/v1/iban/validate", {
method: "POST",
headers: {
"Content-Type": "application/json",
"x-api-key": process.env.API_KEY || "YOUR_API_KEY"
},
body: JSON.stringify({
"iban": "DE89370400440532013000"
})
});
const data = await response.json();
console.log(data);import requests
import json
url = "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate"
headers = {
"Content-Type": "application/json",
"x-api-key": "YOUR_API_KEY"
}
payload = {
"iban": "DE89370400440532013000"
}
response = requests.post(url, json=payload, headers=headers)
print(response.json())package main
import (
"bytes"
"fmt"
"io"
"net/http"
"os"
)
func main() {
url := "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate"
payload := []byte(`{"iban":"DE89370400440532013000"}`)
req, _ := http.NewRequest("POST", url, bytes.NewBuffer(payload))
req.Header.Add("Content-Type", "application/json")
req.Header.Add("x-api-key", os.Getenv("API_KEY"))
res, err := http.DefaultClient.Do(req)
if err != nil {
panic(err)
}
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}using System;
using System.Net.Http;
using System.Text;
using System.Threading.Tasks;
class Program
{
static async Task Main()
{
using var client = new HttpClient();
client.DefaultRequestHeaders.Add("x-api-key", Environment.GetEnvironmentVariable("API_KEY") ?? "YOUR_API_KEY");
var json = @"{""iban"":""DE89370400440532013000""}";
var payload = new StringContent(json, Encoding.UTF8, "application/json");
var response = await client.PostAsync("https://api.stanzaapi.com/iban-validator/api/v1/iban/validate", payload);
var content = await response.Content.ReadAsStringAsync();
Console.WriteLine(content);
}
}Integrate the StanzaAPI iban-validator micro-API.
Endpoint: POST https://api.stanzaapi.com/iban-validator/api/v1/iban/validate
Auth header: x-api-key: YOUR_API_KEY
Content-Type: application/json
Request body:
{
"iban": "DE89370400440532013000"
}
Rules:
- Send the request with a 2-second timeout.
- Parse the standard envelope { success, data, meta: { latency_ms, version } }.
- On failure, read { success: false, error, code } and branch on the code.
- Do not retry 4xx responses; surface the error code to the caller.
- Treat invalid-but-well-formed payloads as HTTP 200 with data.valid === false.Frequently Asked Questions & Technical Notes
An official IBAN in Monaco (MC) is exactly 27 characters in length. Any shorter or longer value fails ISO 13616 validation.
Monaco is a member of the Single Euro Payments Area (SEPA), enabling low-cost euro bank transfers.
IBAN transfers for Monaco (MC) settle in EUR, the national settlement currency. Cross-border SEPA transfers to Monaco may still be denominated in EUR where both banks support the scheme.
The first 4 characters are moved to the end, letters are converted to numbers (A=10 to Z=35), and the resulting number is evaluated with modulo 97 arithmetic. A valid IBAN yields a remainder of exactly 1.
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