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ISO 13616 / ISO 7064 MOD-97-10 <1ms Edge Edge Compute

Free Test IBAN Generator & Mock Bank Account Numbers

Instant, deterministic test IBAN generator producing mathematically valid bank account numbers with correct ISO 7064 MOD-97 check digits for payment gateway testing and CI/CD pipelines. This specification documents the exact field layout, checksum rules, and validation behavior so your integration matches ISO 13616 / ISO 7064 MOD-97-10 without reading the source standard.

Latency: <1ms Edge Availability: 99.99% Standard: ISO 13616 / MOD-97 In-Memory Execution
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32KB Demo Cap 60 req/min Burst <2ms V8 Compute Zero Data Retention
input.txt 0 B
output.json demo-ready
Status: Ready
{
  "status": "Click RUN VALIDATION to execute on the Cloudflare edge..."
}
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LLM / MCP
Prompt-Ready Specification for AI Agents llms.txt
Structured format rules and schemas optimized for LLM coding agents and Model Context Protocol tooling.
Raw .md
Official Standard & Validation Protocol Authority: SWIFT & ISO 13616 IBAN Registry ↗

Quick Summary: Instant, deterministic test IBAN generator producing mathematically valid bank account numbers with correct ISO 7064 MOD-97 check digits for payment gateway testing and CI/CD pipelines. Validates strictly against ISO 13616 / ISO 7064 MOD-97-10 with sub-5ms in-memory response times.

Latency
<1ms Edge
Standard
ISO 13616 / MOD-97
Version
Max Payload
512 KB
Privacy
In-Memory (0 bytes stored)

Specification & Structural Breakdown

Technical Summary: Validates strictly against ISO 13616 / ISO 7064 MOD-97-10. Payloads are parsed in memory and return clean, typed JSON in milliseconds with zero data logged.

Generates ISO 13616 compliant test IBANs matching exact country BBAN length, alphanumeric masks, and modulo 97 check digits.

Ideal for payment engineers testing Stripe, Adyen, PayPal, SEPA Direct Debit, and Bacs Direct Debit integrations without using real customer bank credentials.

All generated IBANs pass standard validation routines while using non-allocated test bank code ranges.

CountryCodeTotal LengthBBAN PatternSample Valid Test IBAN
GermanyDE228-digit BLZ + 10-digit AccountDE89370400440532013000
United KingdomGB224-char Bank + 6-digit Sort + 8-digit AccountGB29MIDL40051512345678
FranceFR275-digit Bank + 5-digit Branch + 11-char Account + 2-digit KeyFR1420041010050500013M02606
United Arab EmiratesAE233-digit Bank + 16-digit AccountAE070330000000123456789
Saudi ArabiaSA242-digit Bank + 18-digit AccountSA0380000000608010167519

Parsed JSON Response Model

The edge microservice transforms input payloads into strongly-typed hierarchical JSON envelopes with sub-5ms latency:

HTTP 200 JSON Response Envelope
{
  "valid": true,
  "iban": "DE89370400440532013000",
  "countryCode": "DE",
  "countryName": "Germany",
  "sepa": true,
  "bankCode": "37040044",
  "accountNumber": "0532013000",
  "checksumValid": true
}

Copy-Paste Integration Code (6 Languages)

Integrate Free Test IBAN Generator & Mock Bank Account Numbers directly into your production application with native, zero-dependency code snippets in cURL, Node.js, Python, Go, C#, and a ready-to-paste Claude prompt. Get a free API key → (no credit card required):

curl --request POST \
  --url "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate" \
  --header "Content-Type: application/json" \
  --header "x-api-key: YOUR_API_KEY" \
  --data '{
  "iban": "DE89370400440532013000"
}'
const response = await fetch("https://api.stanzaapi.com/iban-validator/api/v1/iban/validate", {
  method: "POST",
  headers: {
    "Content-Type": "application/json",
    "x-api-key": process.env.API_KEY || "YOUR_API_KEY"
  },
  body: JSON.stringify({
  "iban": "DE89370400440532013000"
})
});

const data = await response.json();
console.log(data);
import requests
import json

url = "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate"
headers = {
    "Content-Type": "application/json",
    "x-api-key": "YOUR_API_KEY"
}
payload = {
    "iban": "DE89370400440532013000"
}

response = requests.post(url, json=payload, headers=headers)
print(response.json())
package main

import (
	"bytes"
	"fmt"
	"io"
	"net/http"
	"os"
)

func main() {
	url := "https://api.stanzaapi.com/iban-validator/api/v1/iban/validate"
	payload := []byte(`{"iban":"DE89370400440532013000"}`)

	req, _ := http.NewRequest("POST", url, bytes.NewBuffer(payload))
	req.Header.Add("Content-Type", "application/json")
	req.Header.Add("x-api-key", os.Getenv("API_KEY"))

	res, err := http.DefaultClient.Do(req)
	if err != nil {
		panic(err)
	}
	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)
	fmt.Println(string(body))
}
using System;
using System.Net.Http;
using System.Text;
using System.Threading.Tasks;

class Program
{
    static async Task Main()
    {
        using var client = new HttpClient();
        client.DefaultRequestHeaders.Add("x-api-key", Environment.GetEnvironmentVariable("API_KEY") ?? "YOUR_API_KEY");

        var json = @"{""iban"":""DE89370400440532013000""}";
        var payload = new StringContent(json, Encoding.UTF8, "application/json");

        var response = await client.PostAsync("https://api.stanzaapi.com/iban-validator/api/v1/iban/validate", payload);
        var content = await response.Content.ReadAsStringAsync();
        Console.WriteLine(content);
    }
}
Integrate the StanzaAPI iban-validator micro-API.

Endpoint: POST https://api.stanzaapi.com/iban-validator/api/v1/iban/validate
Auth header: x-api-key: YOUR_API_KEY
Content-Type: application/json
Request body:
{
  "iban": "DE89370400440532013000"
}

Rules:
- Send the request with a 2-second timeout.
- Parse the standard envelope { success, data, meta: { latency_ms, version } }.
- On failure, read { success: false, error, code } and branch on the code.
- Do not retry 4xx responses; surface the error code to the caller.
- Treat invalid-but-well-formed payloads as HTTP 200 with data.valid === false.

Frequently Asked Questions & Technical Notes

Are these test IBANs connected to real bank accounts?

No. They are mathematically synthesized to satisfy ISO 7064 MOD-97 checksum algorithms for QA, staging environments, and integration test suites.

Can I generate test IBANs programmatically via API?

Yes! Use our IBAN validator API or official client SDKs (npm install @noorm-mkdad/iban-validator-client) to validate and inspect test accounts in CI/CD.

Related Global IBAN, BIC/SWIFT & Bank Routing Validator API Formats

Explore sibling specifications and standards in the same developer cluster:

Free BBAN to IBAN Converter & National Account Calculator

Convert national Basic Bank Account Numbers (BBAN) and local clearing codes (Sort Codes, BLZ, RIB) into fully compliant international IBANs with calculated MOD-97 check digits.

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Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Kosovo (XK) bank accounts.

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Andorra (AD) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Andorra (AD) bank accounts.

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British Virgin Islands (VG) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for British Virgin Islands (VG) bank accounts.

View Format →

UAE IBAN Number (AE) Validator, Format & Bank Codes

Instant Central Bank of the UAE MOD-97 checksum validation and bank code extraction for 23-character United Arab Emirates IBAN accounts.

View Format →

Vatican City (VA) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Vatican City (VA) bank accounts.

View Format →

Albania (AL) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Albania (AL) bank accounts.

View Format →

Ukraine (UA) IBAN & Bank Routing Validator

Instant sub-1ms ISO 13616 MOD-97 checksum validation, BBAN decomposition, and bank routing extraction for Ukraine (UA) bank accounts.

View Format →

Complementary Enterprise APIs

Seamlessly orchestrate data pipelines across adjacent financial, regulatory, and supply-chain protocols:

All Global IBAN, BIC/SWIFT & Bank Routing Validator API Formats & Specifications (89) Directory Index ↓
Andorra (AD) IBAN & Bank Routing Validator UAE IBAN Number (AE) Validator, Format & Bank Codes Albania (AL) IBAN & Bank Routing Validator Austria IBAN Validator & Bankleitzahl Checker (OeNB) Azerbaijan (AZ) IBAN & Bank Routing Validator Bosnia and Herzegovina (BA) IBAN & Bank Routing Validator Belgium (BE) IBAN & Bank Routing Validator Bulgaria IBAN Validator & BIC Bank Code Checker (BNB) Bahrain (BH) IBAN & Bank Routing Validator Burundi (BI) IBAN & Bank Routing Validator Brazil (BR) IBAN & Bank Routing Validator Belarus (BY) IBAN & Bank Routing Validator Switzerland IBAN Validator & Clearing Checker (SIC) Costa Rica (CR) IBAN & Bank Routing Validator Cyprus (CY) IBAN & Bank Routing Validator Czechia (CZ) IBAN & Bank Routing Validator Germany IBAN Validator & BLZ Checker (Bundesbank Mod-97) Djibouti (DJ) IBAN & Bank Routing Validator Denmark (DK) IBAN & Bank Routing Validator Dominican Republic (DO) IBAN & Bank Routing Validator Estonia (EE) IBAN & Bank Routing Validator Egypt (EG) IBAN & Bank Routing Validator Spain IBAN Validator & CCC Checker (Banco de España) Finland (FI) IBAN & Bank Routing Validator Falkland Islands (FK) IBAN & Bank Routing Validator Faroe Islands (FO) IBAN & Bank Routing Validator France IBAN Validator & RIB Checker (Banque de France) UK IBAN Validator & Sort Code Checker (Bacs & CHAPS) Georgia (GE) IBAN & Bank Routing Validator Gibraltar (GI) IBAN & Bank Routing Validator Greenland (GL) IBAN & Bank Routing Validator Greece (GR) IBAN & Bank Routing Validator Guatemala (GT) IBAN & Bank Routing Validator Croatia (HR) IBAN & Bank Routing Validator Hungary (HU) IBAN & Bank Routing Validator Ireland IBAN Validator & Sort Code Checker (BPFI) Israel (IL) IBAN & Bank Routing Validator Iraq (IQ) IBAN & Bank Routing Validator Iceland (IS) IBAN & Bank Routing Validator Italy IBAN Validator & ABI/CAB Checker (Banca d'Italia) Jordan (JO) IBAN & Bank Routing Validator Kuwait IBAN Validator & Bank Checker (CBK Mod-97) Kazakhstan (KZ) IBAN & Bank Routing Validator Lebanon (LB) IBAN & Bank Routing Validator Saint Lucia (LC) IBAN & Bank Routing Validator Liechtenstein (LI) IBAN & Bank Routing Validator Lithuania (LT) IBAN & Bank Routing Validator Luxembourg (LU) IBAN & Bank Routing Validator Latvia (LV) IBAN & Bank Routing Validator Libya (LY) IBAN & Bank Routing Validator Monaco IBAN Validator & Bank Code Checker (SEPA Mod-97) Moldova (MD) IBAN & Bank Routing Validator Montenegro (ME) IBAN & Bank Routing Validator North Macedonia (MK) IBAN & Bank Routing Validator Mongolia (MN) IBAN & Bank Routing Validator Mauritania (MR) IBAN & Bank Routing Validator Malta (MT) IBAN & Bank Routing Validator Mauritius (MU) IBAN & Bank Routing Validator Mozambique (MZ) IBAN & Bank Routing Validator Nicaragua (NI) IBAN & Bank Routing Validator Netherlands (NL) IBAN & Bank Routing Validator Norway (NO) IBAN & Bank Routing Validator Oman (OM) IBAN & Bank Routing Validator Pakistan (PK) IBAN & Bank Routing Validator Poland (PL) IBAN & Bank Routing Validator Palestine (PS) IBAN & Bank Routing Validator Portugal (PT) IBAN & Bank Routing Validator Qatar IBAN Validator & Bank Checker (QCB Mod-97-10) Romania (RO) IBAN & Bank Routing Validator Serbia (RS) IBAN & Bank Routing Validator Russia (RU) IBAN & Bank Routing Validator Saudi Arabia IBAN Validator & Bank Checker (SAMA Mod-97) Seychelles (SC) IBAN & Bank Routing Validator Sudan (SD) IBAN & Bank Routing Validator Sweden (SE) IBAN & Bank Routing Validator Slovenia (SI) IBAN & Bank Routing Validator Slovakia (SK) IBAN & Bank Routing Validator San Marino (SM) IBAN & Bank Routing Validator Sao Tome and Principe (ST) IBAN & Bank Routing Validator El Salvador (SV) IBAN & Bank Routing Validator Timor-Leste (TL) IBAN & Bank Routing Validator Tunisia (TN) IBAN & Bank Routing Validator Turkey (TR) IBAN & Bank Routing Validator Ukraine (UA) IBAN & Bank Routing Validator Vatican City (VA) IBAN & Bank Routing Validator British Virgin Islands (VG) IBAN & Bank Routing Validator Kosovo (XK) IBAN & Bank Routing Validator Free Test IBAN Generator & Mock Bank Account Numbers Free BBAN to IBAN Converter & National Account Calculator